The Australian student visa, in the order it actually happens

Many international students study in Australia on a Student visa (subclass 500). From 2 October 2026, most applicants can no longer include family members unless an exemption applies, and most applications must be lodged outside Australia unless the applicant meets an exemption. Family members cannot apply later as subsequent entrants under the new rules. Check the current rules before making plans.

The part that surprises people is the sequence. You cannot apply for the visa first and sort the course out afterwards — the application depends on documents the university issues to you, so the order below is not a suggestion.

1. Get an offer, then a Confirmation of Enrolment

You apply to an institution, receive an offer, accept it and usually pay a deposit. Only then does the provider issue a Confirmation of Enrolment (CoE) — the electronic document the Department of Home Affairs checks.

Your course must be registered on CRICOS, the register of courses that can legally be delivered to international students. A course that is not on CRICOS cannot support a student visa, however good it looks.

2. Arrange health cover that spans your whole stay

Most Student visa holders must maintain adequate health insurance, usually Overseas Student Health Cover (OSHC), for their stay. Limited exemptions and reciprocal arrangements apply. Check the current Home Affairs requirements and confirm your cover dates with your insurer.

Some nationalities are treated differently under reciprocal arrangements. Check your own situation rather than assuming, and see our health insurance guide for what OSHC does and does not pay for.

3. Assemble the evidence

Most of the application is documentation. What is requested varies with your circumstances and your country, but the categories are consistent:

  • The Genuine Student requirement — answer the questions in the online application in English. Each response has a 150-word limit, and you must also attach supporting evidence in ImmiAccount. It replaced the former Genuine Temporary Entrant (GTE) test.
  • Evidence of English language ability, unless an exemption applies to you.
  • Evidence that you can cover tuition, travel and living costs for the relevant period.
  • Health examinations, where they are required for your country or your intended course.
  • Character documents, which can include police certificates.
  • A valid passport that comfortably outlasts your intended stay.

4. Apply online, and keep your own copies

Applications are lodged through ImmiAccount. You will be asked to upload your documents, pay the application charge and, in many cases, provide biometrics.

Keep your own copy of everything you submit and every reference number you are given. If anything is queried later, the file you kept is what answers it.

5. Understand the conditions before you land

A granted visa comes with conditions attached, and breaching them can put your stay at risk. The ones students most often overlook:

  • You must stay enrolled and maintain satisfactory course progress and attendance.
  • Work rights and limits depend on your visa conditions. Check the conditions attached to your visa and the current Home Affairs guidance before working.
  • You must keep your health cover current for the life of the visa.
  • You must tell your provider your Australian address within the required time after arriving, and update it when you move.

What a mentor can and cannot help with

A student who has been through it can tell you how long their own documents took to gather, how they approached the Genuine Student questions, and which parts of the process confused them. That is experience, and it is genuinely useful.

What they cannot do is tell you which visa to apply for or whether your application will succeed. Nobody on this platform is authorised to do that.

Where this guide stops

Immigration advice in Australia is regulated. Learn from other students' experience, but for personalised advice about your own visa — including anything about eligibility, refusals, cancellations or conditions — consult a registered migration agent or an Australian legal practitioner. You can verify a migration agent on the public MARA register, linked below.

Official sources

Student visa application rule changes from 2 October 2026

Department of Home Affairs

Find or verify a registered migration agent

Office of the Migration Agents Registration Authority

Want this explained by someone who has already done it?

Talk to a student mentor